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1. What is a Payday Loan?

It is a fast, convenient loan payable till your next payday. When you apply for the payday loan on-line or over the phone, you can be approved instantly, and your cash advance can be deposited electronically into your account the next business day. Payday loans are designed to be short term loans to meet an immediate cash need and are not intended as a solution for longer term financial problems. Credit counseling services are available to consumers and are a viable option for longer term financial problems.

2. How much cash can I borrow?

Between $500-$1500. Loan limits will be determined based on your income and other factors. Some states have limits on the amount you can borrow through a payday loan. Click here to apply.

3. How long does it take to process my loan?

You can have you loan within 24-48 hours. It only takes 3 easy steps: 1) Fill up your Application Form, 2) Submit your Application, and 3) Get your cash.

4. Is it safe to send my personal information online?

Your personal information is encrypted as it is sent through. It is completely secure because it is protected by our Privacy Policy.

5. How will I know that my loan is approved?

You will receive an on-line notification advising you of your loan status. You can then get your cash from your savings or checking account.

6. When will my payday loan be due?

Your due date will generally be your next payday.

7. If I loaned $1000, how much will I pay?

Interest rates vary per state, but you will usually be charged $15-$30 for every $100 you borrowed.

8. Can I extend the payday loan if I can’t pay it back on the due date?

If you cannot repay your loan on the due date, you may extend your loan until your next payday. You could get a few more days or weeks (maximum is 12 weeks) to prepare your payment.

9. Would you sue me if I can’t pay my loan?

You will not be eligible for future loans with us if you default on your payday loan. If you do not have the funds available in your account for an automatic payment of your loan, you must contact us immediately.

10. Can I choose the lender?

Our system matches you with the right lender. There are more than 150 lenders in our system. Make sure that you fully understand the terms and conditions of your loan.